How Gratitude Helps Your Finances encourages you to be grateful for the things in your life. Key tips are being happy with what you have and focusing on your blessings. It feels as though I’ve been telling everyone about my journey to gratitude. But I’ve never told the story about how being grateful has helped… Read More »How Gratitude Helps Your Finances
It’s Independence Day in Barbados and I’m celebrating with conkies and golden apple juice. The island gained its independence from the United Kingdom on November 30 back in 1966. This was a bold move that came with a lot of responsibility. It meant that the country would be responsible for its own affairs. There would… Read More »Five Financial Lessons From Independence Day in Barbados
Are you interested in starting an online real estate business? Find out what tools you will need to get started and start selling properties today. I’ve toyed with the idea of purchasing property in other Caribbean islands for a very long time. But it’s not always possible for me to travel to the island to… Read More »How to Start an Online Real Estate Business
Newcomers to the Caribbean may find it difficult to settle into their new way of life. Life is a lot more laid back and there are some things that may work differently to what you are accustomed to. In a post-COVID world, many Caribbean countries have pivoted to deal with the changes. Work-from-the-Caribbean programmes have… Read More »Financial Checklist for Newcomers to the Caribbean
Do you enjoy spending money? This was something that I struggled with at various points in my life. But ever since COVID-19 started and I made the shift to work from home, I’ve been spending less on some of my budget categories. I don’t go anywhere, so I have saved money on gas and my… Read More »How Can I Really Enjoy Spending Money?
The value of credit unions in Barbados has been touted by the people of the country for many years. I’m not sure if it’s because of the many advantages which members find attractive. Members of the credit unions are part owners; the focus of the business model is to benefit the members; savings rates are… Read More »The Ultimate Guide to Credit Unions in Barbados
I’m not one for trends, so I do not follow that latest must-haves touted by the macro-influencers. I’m quite the opposite. For the past ten or so years, I have been doing my own thing and living a somewhat-frugal life. To be honest, it was not that difficult to make the shift from spender to… Read More »How to Educate Yourself to Live Frugally
In July 2020 the Central Bank of Barbados released a list of the bank account fees and charges at the island’s commercial banks. When one looks at the bank fees in Barbados, they may not look too bad. But when you compare the low interest rates offered on these same accounts, you’re brought back to… Read More »Comparing Commercial Bank Account Fees and Charges in Barbados
When you’re a low-income earner, money may not stretch as far as you would like it to. There may be things that you would love to purchase, but funds are allocated to something else. Every extra dollar that you earn already has an expense or a bill lined up. How many times have you had… Read More »How to Budget When You’re Making Minimum Wage
I recently received a request for information by text from my bank, and I immediately thought that it was fake. This is the third text that I’ve received from them, but there was something about this one that did not sit right with me. The other two texts were notification texts and they did not… Read More »My Bank Sent a Request for Information By Text