I was watching an episode of Property Virgins on HGTV, and this particular couple was looking to buy a home. I can’t remember what their initial budget was, but the husband was willing to max out the budget, whilst the wife was more comfortable with staying way under it. The husband in reinforcing his point… Read More »The Reason Why We Make Money is To Spend It
Picture this: The company that you work with decides that since times are so hard, they will introduce a 10% pay cut initiative and cut everyone’s salary by 10%. The managers claim that this is the only way to keep the company afloat and avoid layoffs. They have also claimed that salaries is one of… Read More »Would You Take a 10% Pay Cut?
When I first started blogging, making money was not at the forefront of my mind. It was at the back of my brain just chilling. But then I found this link on Budgets are Sexy and I thought “Why not?”. I think it’s “doable”. Edward Antrobus launched the $3K Challenge in January 2012 and I joined! The… Read More »I Joined the $3K Challenge
I can be described as very risk averse. When I see all kinds of “money-making ads” in the newspapers, magazines and online, I usually avoid them. I always think that they are some type of scam designed to take away all of your money. When I first heard of the cash for gold idea a… Read More »Cash For Gold – Is It a Scam?
A couple Saturdays ago, my cousins and I went on a garage sale adventure. It was my first garage sale outing and I was excited. They had spent most of the day looking for and perusing garage sales. One cousin was trying to find some side tables for her bedroom, and she was looking for… Read More »How to Shop a Garage Sale
Let’s say that you were a billionaire and financially set for the rest of your life. I mean “set” to the extent that your great- great grandchildren would be financially set too. Would you wager $5 million on the Superbowl? Birdman, a rapper by “profession”, reportedly wants to bet a cool $5 million on the… Read More »Would You Wager $5 Million on the Superbowl?
On Friday I bought a lotto ticket and as usual, I did not win. It was a spur of the moment, hope upon hope, wish upon a star moment where for a fleeting second I knew for a fact that I was buying the winning ticket. I’ve read about people buying a ticket out of… Read More »What Are My Chances of Winning The Lottery?
Today is a very, very, very special day. I submitted an article to Daily Money Shot and I was accepted. The title of the article is How Culture Affects Money Habits. (Please see the article below.) How do you view money? Do you see it as something which is meant to be spent here and… Read More »How Culture Affects Money Habits
For this week’s favourite posts, I’m happy to introduce the participants of the latest Yakezie Blog Swap. If you had not heard, Yakezie is the Oprah of personal finance blogs and bloggers. It’s more than just a forum – it’s a support group made up of family members all with the purpose of helping each… Read More »Favourite Posts of the Week – Yakezie Blog Swap Edition – 22 Jan 2012
Even though I’ve been employed full-time for about eight years, I’ve been on track for retirement from the time I finished university. From the time I received my first pay cheque, my mother encouraged me to start a registered retirement savings plan (RRSP) with a local credit union. I followed her advice, and to this day,… Read More »Are You On Track for Retirement?