Are you eligible for a loan or mortgage? What are some of the important things to look for before you sign on the dotted line? You should have a plan which addresses how you will repay the loan or mortgage and a back up plan for any unforeseen complications. The mortgage and loans guide will help you make important decisions about loans and mortgages including how to get better rates on your borrowings, maintaining good credit ratings and the associated costs of loans and mortgages
When you look at your credit card bill each month, do you ever wonder when you will get to pay it off in its entirety? Are you ever tempted to withdraw your savings and pay it off now? Having a credit card can be extremely beneficial, especially when you have to make big purchases. If… Read More »When My Credit Card Bill Comes, Should I Pay it Off in its Entirety?
Many people don’t think twice about signing up for a credit card. Looking for a new credit card that can save you money in the long run? This guide will help you to compare credit cards in Barbados so that you can find the one that’s right for you. How do Credit Cards Work? A… Read More »How to Compare Credit Cards
The Borrowing Money Guide is where you can find all of the information that you need to make smart decisions about loans and mortgages. Borrowing money is one of the most important concepts in personal finance because a loan will have a big impact on your finances. I will break down the types of loans… Read More »Borrowing Money Guide
Mortgage application denied. These are not the three little words that you were hoping to hear. You did everything that was asked and you followed the right procedures. You provided the mortgage adviser with every document that was requested – bank statements, job letter, pay slips, proof of address, lists of debts and assets, two… Read More »Mortgage Application Denied: What To Do Next?
I’m getting rid of my credit card. I’ve made up my mind after months of going back and forth about what I want to do. It was a somewhat hard decision because I’ve been with this credit card company since 2005 and it was my first credit card. However, it’s time for a change, and… Read More »Why I’m Getting Rid of My Credit Card
Are you struggling with late payments? What should you do when you’ve missed one of your loan payments? For some, it might mean being one step closer to financial failure and the possibility of losing something that was achieved through many years of hard work and dedication. For others, it might be a regular occurrence which is… Read More »How to Deal With Late Payments
Remember in my Five Credit Card Tips to Remember post I told you to analyse your bills? Imagine my shock and surprise when I received my most recent credit card bill and saw a finance charge. I’ve had this particular credit card for just over two years and I had never seen a finance charge… Read More »A Finance Charge of $2.49 on My Credit Card Bill?
All of the commercial banks here in Barbados have credit cards with various benefits. Some are linked to local rewards programmes, whilst others are linked to international rewards programmes. From time to time, special credit card offers appear in the local media and are designed to grab your attention. Before you sign on the dotted… Read More »Five Credit Card Tips to Remember
I love credit cards. Yes, I can admit that and not be ashamed. But I know that my credit card company probably doesn’t love me. You see, I’m on to them. They sell you this wonderful idea of credit cards being so convenient and safe and all the benefits that you can get if you… Read More »How I Deal With Credit Cards