Budgeting and Income

I remember when I first started budgeting back in 2008. I started because at the end of 2007, I made a New Year resolution to put my spending in check. There were a few goals that I wanted to achieve and in order to do this I had to make a change. I had no… Read More »Key Steps for Budgeting

“My approach however is more along the lines of a cactus, you store and protect your money so you always have a supply if things get tough.” With so many blogs out there, it’s easy to get lost in the maze of personal finance posts. However, Shaun is one of the most consistent bloggers who… Read More »Interview With Shaun of Money Cactus

How We Manage Our Finances as a Couple is a guest post from Maria at The Money Principle where she blogs about financial health and challenges her readers to think about their money and their lives. It is one of the articles in the latest edition of the Yakezie blog swap. Well, the short answer… Read More »How We Manage Our Finances as a Couple

I wish that I could introduce a coupon system for shoppers in Barbados. It would take the cooperation of local and international manufacturers and retailers and the commitment of a concerned citizen (me!). I am very willing to put in the time and effort to get Barbadians shopping with coupons. I was browsing through some… Read More »Shopping with Coupons

There are several costs to consider when buying a car. If you are buying a car in Barbados, you should take note of the additional costs. I have never owned a car. Part of the reason is that I can not afford one at this time, is because of other commitments. Added to that is… Read More »Costs to Consider When Buying a Car

At one point or another you might be faced with the task of making big-ticket purchases. These are the items that can cost you a pretty penny, but should last you a good few years. Some popular big-ticket items are real estate, vehicles and large appliances and electronics. When thinking about making large purchases like… Read More »Things to Remember When Making Big-Ticket Purchases

I wrote down this statement in a journal notebook with the intention of writing an article on it. But I wrote it down months ago, and I only saw it yesterday. Actually, the full quote stated that money belongs in the flow and it should not be hoarded. When you think about it, money really… Read More »Money Belongs in the Flow

I know that shopping around to save money on specific items is built into the DNA of most ladies and a handful of men. Other men – not so much. Some men like to go to one store; buy what they need there and then and then leave. They do not give a second thought… Read More »Shopping Around To Save Money

I came across an article on MSN called the 50-30-20 Budget Fix. The 50/30/20 budget is another way to allocate one’s income and the writer claims that it is a simple way to build “financial security” and reduce the “chances of a setback.” The 50-30-20 Budget This budget is one where your needs, wants, and… Read More »The 50-30-20 Budget